Smart Retirement Today

How Kamikaze Moves During the Global Financial Crisis Enabled My Early Retirement

Would you invest in real estate during an economic downturn? Does the thought of it scare you? A little kamikaze perhaps?

April 19, 2021

Experiences

Why I Have a Plan B For Important Aspects of My Retirement Plan

After drawing up a retirement plan, you deserve to sit back and enjoy life as mapped out right? Uh…not if you want to avoid nasty surprises. That’s what Plan B’s…

November 19, 2024

Red apples high up on a tree against a bright blue sky.

Finances

How This 1 Financial Tool Has Boosted My Retirement

Autumn is here, tentative but surely asserting its right. This is the season often likened to retirement due to the symbolism of transition, maturity and reflection. As I reflect on…

October 30, 2024

Weather chart showing oncoming hurricane towards south east US.

Finances

Manage Risk Rather Than Maximise Yield For A Stress-free Retirement

Climate change has amplified the frequency and intensity of extreme weather events. The horrific images of Hurricane Helene and Milton are heartbreaking, smashing home the reality of climate change and…

October 12, 2024

Finances

From Employee To Entrepreneur: Be A Business Owner In Retirement?

After the initial euphoria, many retirees are confronted with “now what?”. The retirement of past no longer fits our vitality, health, longevity and aspirations. Going from full throttle to idleness overnight…

September 29, 2024

A bunch of keys on top of currency notes.

Uncategorized

Why Is Real Estate Typically Not Included In Retirement Portfolios?

Retirement portfolios are often recommended to be in stocks, bonds and cash. I often wonder why real estate is excluded when it aligns better with the needs of retirees? In…

September 22, 2024

View of infinity pool with palm trees long both sides and lounge chairs.

Experiences

Want To Retire Better Or Earlier? Try Location Arbitrage

A recent publication by Knight Frank on the Top 1% Club piqued my interest. In my birth country Singapore, one needs US$5.2 million to make it vs US$2.5 million in…

September 8, 2024

Sprouting fountain in the middle of a lake in soft pink sunset light.

Experiences

Do You Have A Longevity Plan?

Longevity is everywhere around us. Advances in medicine, healthcare and living conditions have significantly extended modern life expectancy. Living 30 or more years in retirement will be common as we…

August 31, 2024

Tranquil pool under mature shady trees with ocean as backdrop.

Finances

The Joy Of Living In Smaller Spaces In More Places

My retirement vision used to be a big home nestled on a hill with an ocean view, multiple bedrooms to host visiting friends and relatives, a sprawling garden and a…

August 18, 2024

A man taking a huge jump from a cliff into slapping waters below.

Finances

Are You Prepared For A Recession? Check Your Financial Ratios!

The month of August 2024 opened with a pounding of major stock markets from Japan to London to New York, causing stocks to plummet. A harbinger of recession perhaps? Even…

August 9, 2024

Drone shot from the air of beach-front properties along crystal clear water.

Finances

Why Investing In Multiple Rental Properties Is Better Than 1

Amongst passive income streams, rental properties require the most work: mortgage, renovation, maintenance, repairs, insurance, property taxes and keeping up with regulatory changes. It also carries vacancy risk and depreciation concern…

August 3, 2024