Finances Archives - Page 4 of 5 - Smart Retirement Today

Now That Inflation Is Here – Should You Pay Down Your Mortgage or Invest?

Across the globe, prices are going up and up, with no sign of abating. Average inflation in the Eurozone is 4.9% in November, up from 4.1% in October. The Netherlands…

December 14, 2021

Finances

What I Would Tell My 23-Year-Old Self About Retirement Planning

A friend’s 23-year-old daughter visited Amsterdam from her work base in Paris and stayed over for 5 days. The vitality, idealism and preciousness of youth was invigorating and started me…

November 18, 2021

Finances

Is Buying Investment Property In Singapore A Good Retirement Strategy?

A recent research published by DBS Bank declaring that property may not be the best retirement investment affirms my view about investment property in Singapore. As the largest bank in…

November 10, 2021

Finances

The Pleasure And Rewards Of Passive Income

A much-lauded strategy for building wealth and retirement is passive income. It is a smart and efficient way to build wealth during active employment as it does not require much…

October 8, 2021

Finances

How An Accidental Stumbling On Sale-and-Leaseback Scheme Opens Up New Opportunities

Several months ago, a neighbour in one of our investment properties reached out with a most interesting proposition that opens up a whole new way of thinking and approach in…

September 21, 2021

Finances

How Financial Minimalism Can Add Colours Back To Your Life

Marie Kondo’s bestseller “The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organising” precipitated a global awareness and movement towards decluttering as simplicity gains widening appeal. While…

September 16, 2021

Finances

Why The 4% Retirement Rule Is Dead

Planning on retiring based on the 4% retirement rule? To say that one is on shaky ground is an understatement because the assumptions and scenarios upon which this strategy was…

September 6, 2021

Finances

Are Chinese Stocks Too Risky To Be Included In Retirement Portfolio?

Recent unprecedented and unforeseen crackdown by the Chinese government on some of its biggest technology and education companies caught the financial world by surprise. It is a sobering reminder of…

August 13, 2021

Finances

Take Advantage of The Housing Boom, With or Without a Property

From Australia to Singapore to Holland to United States, housing markets are in a frenzy with no sign of relenting. Month after month, records are being set in transaction prices,…

July 9, 2021

Finances

The Beauty of OPM To Spice Up Life

I love Other People’s Money, otherwise known as OPM. So what is OPM? OPM is most associated with finance, meaning the use of leverage or third party capital for investment…

July 3, 2021